Tools and Budgets

Get Your Free Budget Tracker

No spreadsheets from the Stone Age. Just a smart, simple template youโ€™ll actually want to use.

Budgeting doesnโ€™t have to feel like a punishmentโ€”or a second job. Whether youโ€™re brand new to managing money or finally ready to stop crossing your fingers before checking your balance, this tracker is your new secret weapon.

Hereโ€™s what you get:

  • A clean, easy-to-use monthly budget sheet
  • Room for real-life stuff
  • A fresh start every monthโ€”with no judgment

Drop your email and first name below to get it. Youโ€™ll also get a few friendly nudges from Mattโ€™s Dad (thatโ€™s me) to help you stay on track without losing your mind.

๐Ÿ“ฌ Get it now. Itโ€™s free. Itโ€™s friendly. Itโ€™s got your back.

No spam. No lectures. Just real-world money advice, one email at a time.


Digital Envelope Stuffing Budget Tool

Welcome to a smarter way to budget! The envelope budgeting system has helped people for generations take control of their money โ€” and now, it’s gone digital. Whether youโ€™re trying to break the paycheck-to-paycheck cycle or just want a better way to track spending, this simple tool puts you back in charge.

Hereโ€™s how it works: You assign every dollar of your income to a โ€œvirtual envelopeโ€ โ€” groceries, gas, rent, fun money, savings, and more. As you spend from each category, your remaining balance updates in real time. No cash envelopes, no math headaches โ€” just clarity and control.

This digital version is perfect for anyone who wants the benefits of envelope budgeting without carrying paper or cash. Use it in Excel or Google Sheets, depending on your preference, and start building a financial system that actually works for your life.

Start today and see how intentional budgeting can bring peace of mind, reduce stress, and help you build real financial momentum.

Download Your Envelope Budgeting Template

Take control of your spending with this free, editable envelope budgeting tool from Mattโ€™s Dad Says. Choose your preferred format below.